KnowYourCasinos

Bankroll Planner

Divide your entertainment budget into session limits and calculate a conservative base unit so one session cannot consume the entire budget at once.

Try a hypothetical calculation

Example session allocation
£100.00
Example unit (allocation ÷ 50)
£2.00

An illustration, not a recommendation

This divides an optional budget into hypothetical session allocations. The unit example is one fiftieth of that allocation; no stake size is inherently safe.

The calculator does not assess affordability or enforce account limits. Never use essential money, borrow or increase limits to chase losses. Stop and seek support if gambling feels difficult to control.

Educational arithmetic only. No calculator makes gambling risk-free or guarantees a return.

Start with money you can afford to lose

A budget must be optional money left after bills, food, debt payments, savings and other commitments. If losing it would create difficulty, do not gamble. The calculator does not assess your finances or decide what you can afford. It is not financial advice or a recommendation to schedule gambling sessions.

Dividing a budget by a number of sessions produces an arithmetic allocation. A hypothetical £100 divided into five sessions gives £20 per session. It does not guarantee that the money lasts for five sessions, prevent extra deposits or enforce an account limit.

A stake example is not a safe unit

The displayed unit example is one fiftieth of the calculated session allocation. For £20, that is £0.40. This is a transparent illustration of stake sizing, not an evidence-based universally recommended amount. Both the session allocation and the entire overall budget can still be lost.

Games differ in speed, variance and minimum stake. A percentage does not remove their house edge. Do not increase an allocation to meet a game’s minimum or interpret a small unit as permission to play more often. A spending limit is a ceiling, not a target.

Use real stopping actions outside the calculator

Set time and spending limits before play and stop when either is reached. Available account restrictions, bank gambling blocks and self-exclusion services do different jobs; the planner activates none of them. Check their current terms directly with the provider.

Avoid borrowing, hiding spending or trying to recover a previous loss. If you repeatedly override limits or feel unable to stop, use independent support rather than refining the calculation. The NHS and GAMSTOP links on the responsible-gambling page can help you find appropriate next steps.

Frequently asked questions

Does the planner stop a session overspend?

No. It only displays arithmetic. It does not connect to gambling accounts, control deposits or enforce limits.

Is the example unit a recommendation?

No. It illustrates a fraction of an allocation. No stake is inherently safe, and affordability must not be inferred from a percentage.

Budget discipline guide

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Independent support

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